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How to File for Chapter 7 Bankruptcy | 
 enlarge | Authors: Stephen Elias Attorney, Albin Renauer J.D., Robin Leonard J.D.
Publisher: NOLO
Category: Book
List Price: $39.99
Buy New: $23.96
You Save: $16.03 (40%)
(as of 9/4/10 07:46 PDT - Details)
New (26) Used (13) from $19.00
Rating:  98 reviews
Sales Rank: 18565
Media: Paperback
Edition: 16
Pages: 555
Number Of Items: 1
Shipping Weight (lbs): 2.7
Dimensions (in): 10.7 x 8.3 x 1.4
ISBN: 1413310605
Dewey Decimal Number: 346.73078
EAN: 9781413310603
ASIN: 1413310605
Publication Date: November 1, 2009
Availability: Usually ships in 1-2 business days
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| Features:
| • | ISBN13: 9781413310603 | | • | Condition: New | | • | Notes: BUY WITH CONFIDENCE, Over one million books sold! 98% Positive feedback. Compare our books, prices and service to the competition. 100% Satisfaction Guaranteed |
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| Editorial Reviews:
Amazon.com Review
In these times of massive credit card debt and stagnating incomes, filing for bankruptcy has become the only relief for thousands of people. The information in How to File for Bankruptcy is so complete that a person can file virtually on his own, without needing to hire a lawyer. By no means does the book encourage filing for bankruptcy, but it will help anyone in serious financial trouble determine if bankruptcy might be a sensible course to take, and examines what kind is appropriate for different individuals. All of the necessary forms are included, complete with explicit directions. Like all Nolo Press titles, this is a straightforward, no-nonsense book of useful advice and specific guidance, written in clear, easy-to-understand language.
Product Description
Find debt relief by filing bankruptcy with this all-in-one-book!
If you have more debt than you can possibly pay off, the bankruptcy system is there to help -- and with How to File for Chapter 7 Bankruptcy, you'll find the clear and user-friendly information, advice and forms you need to get through the entire process.
First, the book will help you determine whether you qualify for Chapter 7 -- and whether it is the best way to deal with your debts. Then you'll find out how to:
stop wage garnishments and attachments
fill out and file all the forms
cancel as much debt as possible
deal with secured debts
keep the maximum amount of property
keep your home, if possible
rebuild credit after bankruptcy
The 16th edition is revised to include the most recent forms and figures, changes to state exemption laws (which determine what property bankruptcy filers may keep), and the latest court decisions. Please note: This book does not cover business bankruptcies, farm reorganizations or individual repayment plans (Chapter 13). For Chapter 13 bankruptcy, see Nolo's Chapter 13 Bankruptcy. (20080215)
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| Customer Reviews:
Showing reviews 1-5 of 98
 Excellent and accurate resource September 21, 1999
202 out of 212 found this review helpful
This book has been my light at the end of the tunnel. It took me approximately 4 wks. to research the book and understand it so I didn't make any mistakes in filing inaccurate information but once I did the paperwork (all through the mail) it only took 1 wk. before the creditors meeting was set for 3 wks. later and the entire chapter 7 should be done within about 3 months. I was the only one present at my meeting without an attorney but my meeting as well as the 15 people before me only took 5 minutes each in front of the trustee. None of the creditors in any of the cases showed up except Sears in other cases but they just noted the information for their records. This is possible to do by yourself and for approximately $175.00 administrative and filing fees. No other costs have been incurred and I am on my way to a new start. Thank you so much!
This book saved me attorney's fees! Worth its weight in gold September 17, 2004
Kathy (Calhan, Colombia)
35 out of 35 found this review helpful
I can't say enough wonderful things about this book!
6 months ago I was contemplating bankruptcy. I searched for a book to help me and decided to buy this one. Honestly, I figured I'd read it, be more confused than ever and have to hire an attorney.
That's NOT what happened. I took a weekend and studied every page of this book and took notes. I filled out and filed my bankruptcy petition on my own. Today, I attended my creditor's meeting. Now, in just 2 months, I'll receive my discharge. All WITHOUT a lawyer!
Filing bankruptcy without a lawyer is more time consuming, but the money saved is worth it. Just take your time and study this book and you'll be fine.
Thank you, Nolo. Buying this book was the best thing I've done this year.
Easy to Follow Big Money Saver August 25, 2004
D. Short (USA)
14 out of 14 found this review helpful
I recently filed for bankruptcy using the book How to File a Chapter 7 Bankruptcy. It told me where to file, what schedules to file, how to fill them out,what fees I would have to pay. By doing this, I saved myself over a $1000 that a lawyer quoted me if he were going to do it for me. Though meticulous and a bit detailed,the book is not hard to read. So, if you too want to file your bankruptcy yourself and save yourself a $1000, buy this book! I filed, paid my fees, attended the 5 minute bankruptcy hearing myself--all without any problem. It was a breeze!
D.S.
Chicago
Excellent information for the novice or non-legal experienced December 11, 2008
Colorgirl (NE US)
8 out of 8 found this review helpful
Having never gone through bankruptcy, I was interested to learn about it as I have a few friends who are facing this situation. This review is from a lay person's perspective.
HOW TO FILE FOR CHAPTER 7 BANKRUPTCY is a large workbook sized book of 542 pages. Within these pages are not only well laid out explanations of all of the intricate ins and outs of Chapter 7 Bankruptcy, but lots of hints and tips put in key places throughout the book, as if a teacher were sitting next to you anticipating your questions or things that you might or might not think about while you embark on this complicated journey.
Here is the chapter breakdown
1. SHOULD YOU FILE FOR CHAPTER 7 BANKRUPTCY?
This section explains and overview of bankruptcy in America, who can file, what is involved, does it make sense, and alternatives.
2. THE AUTOMATIC STAY
This chapter talks about actions prohibited by the stay, when the stay does not apply and evictions.
3. YOUR PROPERTY AND BANKRUPTCY
Property in your bankruptcy estate, what is and is not in your bankruptcy estate and what you can keep. Also it covers selling nonexempt property before you file.
4. YOUR HOUSE
How bankruptcy affects a typical homeowner, what if you are behind on mortgage payments, will you lose your home? and ways to prevent home loss.
5. SECURED DEBTS
What they are, how Chapter 7 affects secured debts, choosing the best options on ways to deal with secured debt and step by step instructions.
6. COMPLETE AND FILE YOUR BANKRUPTCY PAPERWORK
Gathering necessary documents, getting info from the court, married filers information, required forms and documents, Forms 1,6,7,8,21,22A,201, mailing matrix, how to file your papers, and what happens after you file
7. HANDLING YOUR CASE IN COURT
Routine bankruptcy procedures, amending your bankruptcy papers, filing change of address, and special problems
8. LIFE AFTER BANKRUPTCY
Newly acquired or discovered property, newly discovered creditors, post-bankruptcy attempts to collect debts, attempts to collect clearly discharged debts, attempts to revoke your discharge, postbankruptcy discrimination, rebuilding credit.
9. WHICH DEBTS ARE DISCHARGED
Debts that will be discharged and disputes over dischargeability
10. HELP BEYOND THE BOOK
Debt relief agencies, bankruptcy petition preparers, bankruptcy lawyers and legal research.
GLOSSARY
APPENDIXES
A State & Federal Exemption charts
Doubling
Residency requirements for claiming state exemptions
New exemptions for retirement accounts
Individual state and federal exemption charts
B Worksheets and Charts
C Tear Out Forms
I have taken the time to list out what is in this book because I feel that if you are not sure if this book will work for you or not, it helps to know a general feel for what is covered in the book.
I find this book to be well laid out, easy to read and very comprehensive. There is a lot of encouragement and careful outlining and illustration in the book to help understand what specifically is expected in every area of Chapter 7 bankruptcy.
I was pleasantly surprised at how interesting this book made bankruptcy to read about, as it is a topic that has the potential to be very intense and bog down the average reader.
This book also lays out many pointers that I found interesting and useful on how to AVOID this type of situation if you are not there yet, and other things to look into before things get that bad.
For instance, one tip I found interesting is that you are required in most cases to attend a debt relief counseling session, but you are not required to do what they tell you to do. You just need proof that you went.
Anyway, this book seems like an excellent companion to anyone going through or looking to avoid Chapter 7 bankruptcy. It makes the process seem a lot less scary and overwhelming. Although I am not a lawyer so I do not know if there are any serious holes in this book, I did find it to be very helpful nonetheless.
I really enjoyed reading through this book.
Another score for NOLO Press! October 11, 2002
Beth Hodges (Texas)
28 out of 36 found this review helpful
Hi, me again. I filed chapter 13 and converted on over to 7. THis was a very good book as well. Had the conversion form in it. VEry handy. THis one had all the legal forms I could think of to use, great instructions. Actual examples on how to fill them out. questionnaires, and check list. I had all my bases covered here. It is very informative on the automatic stay. Where creditors, can not mess with you anymore. One called so much, they woke up the baby.:( Made me mad. )With these nolo books, I also learned how to file a complaint against these creditors. It really help with eliminating some of the old debts. We really needed to seek this relief. I was able to restart, my economic life again with this relief. It happens to the best of us. Don't be embrassed. THe excemptions were very informational and iron clad true. THey were listed in the back of the book. I used these for my state. I totally trusted what was in the NOLO books. They did me proud. THerefore I was able to keep what I had listed under what exemptions nolo had listed on the list under federal and state exemptions. I guess I was able to totally depend on this book start to finish. I didnot have to go anywhere else, or seek any other forms. It was like one stop shopping. I must say, a judge commented on my organizational skills and asked where I learned to do this, and my work was as good as what has come out of some attorneys office. I said, I thank nolo for this. I happened to have the book with me as a referece. I can depend on NOLO books for what ever comes up, civil. The book gave me the self esteem I needed to actually pull this representing my self off. It was not that bad. Actually it was a challenge. I am now on the high road to financial recovery. Thanks to NOLO press. By the way, doing this on your own is alot cheaper than hiring a attorney. It save me bunches of money. Difference between this one and others, don't even bother with other books. I think the difference with this one, is nolos reputation. I can count on when I buy their books it gets me thru what ever jam, I have encounterd. I have represented myself on several occasions by using nolo books, for self help. Even if the book is a later edition, still iron clad, as far as forms go. I used a 4th editions forms. I had purchased this one a while back before I purchased this one. I tell you I was the envy of my buddy pals. ONe buddy paid tons of money to a local high power attorny, and I still think I came out better. Just really think it thru, on represnting your self. You can do it with this book. THis one also fits anywhere, even one time I threw it in the glove box, cause I had like errands to run, once, it was shoved into the center consol of my truck, even had green beans, from the baby spilled on this one a time or two. Still was in great shape. What is it about NOLO books that take a licking and come out looking great. MUst be the way they are made. Tuff durable. GOtta run, I am being paged by the baby.:) Later, Betty Hogges PS. YOu don't have to be a high power attorney to do this, or someone with a high education. this was a very user friendly book, one for all and all for one book. Very equal opportunity read. Easy to understand. I didnot feel like a idiot using this book. I also didnot have to ask outside questions.
Showing reviews 1-5 of 98
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